Seeking credit assistance in Maui due to bankruptcy? Then Blake Goodman is who you want to speak with. Nobody is more qualified to handle not only your bankruptcy case but to help you get back on your feet through our free credit help program.
At Blake Goodman, we understand that life throws challenges in the way and sometimes bad things happen to good people. We are here to help you because sometimes we all just need a little bit of a push to get us back on our feet.
Filing for bankruptcy can be scary, but we are here to provide a path towards recovery. The way we provide that path is by giving you a program that when you feel at your lowest you can look towards. A path that we have helped create for any and all of clients free of charge.
Our 720 Credit Score Program
Our two years to 720 credit score program is designed to help clients recover from bankruptcy. Following bankruptcy, your credit will be low but you should be free of debt and this reprieve from debt will allow you the opportunity to begin your life anew.
Our program is designed so over two years you will take steps towards making up your credit score and raising it to at minimum a 720 status. While not a perfect score a 720 is considered good credit and will gain you most of the benefits that having good credit has to offer. Such as:
- Lower interest rates
- First choice at apartments or houses
- Easier time applying for loans or credit cards
- Peace of Mind
When you raise your credit up to a 720 you will be amazed at just how many more options open up to you. You will be spending far less time worrying about if you can afford to pay bills and more time making the advancements you desire in life.
Bankruptcy and Credit
What’s important to know is the toll that bankruptcy takes on your finances. When you go through bankruptcy there is a possibility that you are going to lose possessions in exchange for your debts. However, this will not leave you as helpless as you may believe. You should be able to get back on your feet again.
Why? Because bankruptcy is not forever. It merely presents a way for full debt repayment and provides you with a second chance. What far too many people believe however is that when you file for bankruptcy it means that it will stay on your record forever. This is not true.
Credit Reports and Credit Score
When you file for bankruptcy there will be a credit report record of it. However, that report is only going to carry your bankruptcy for at least seven years. Your credit score on the other hand is going to merely show everyone a snippet of what your credit standing currently is. Nobody can tell you have a bankruptcy when they’re looking at only your credit score.
Of course, that bankruptcy is going to impact your credit score for as long as it’s on your credit report. As time goes on, however, and you take the steps necessary to reach that 720 status you will see your score rise.
How To Recover
The best way to recover from bankruptcy is merely to live your life the way you would when you are in good credit standing. You repaid all your debts. This is an opportunity to properly budget, put yourself in a sustainable environment, and live your life the way you want to. Yes, interest rates are going to be high, but as you pay off bills, credit cards, car payments, and mortgage payments you will see your interest rate lower as your credit score rises.
Through our free two year to 720 credit score program we can put you on the path to recovery. Eventually bankruptcy will feel like a distant memory while you are living a life stress free of debt and with great credit. We designed our free credit help programs to make this attainable.
Yes, it is always easier said than done, but we want it to sound simple so it seems realistic. Living a life with great credit is completely achievable and we know you can do it. If you have ever wondered what you can do to help your credit score improve:
- Take on good debt
- Avoid bad debt
- Make payments on time
It sounds simple, but taking on good debt and avoiding bad debt by paying off your bills is the simplest method. This obviously will require budgeting, an understanding of your finances, and a commitment to change, but it’s all possible through our free two year to 720 credit score program.
Are you prepared to take the necessary steps to erase your debt, fix your credit, and become excited to look at your credit score again? Then call Blake Goodman for a free consultation. We are here to walk you through the process and explain every step we are going to take.
Whether you are getting ready to file for bankruptcy, thinking about filing for bankruptcy or just need help in recovering from your bankruptcy we are here to help you through that difficult process. You do not have to do it alone.
If you want to set up a free credit help consultation then give us a call at 808-426-2004 or use our online contact page. We are here to help.
Not in Maui? Come see our other offices!
At Blake Goodman, we strive to help as many of you as possible. This is why we have offices in not only Maui, but in O’ahu as well. Be sure to check out our other website DebtfreeHawaii.com to read about our other locations.
You may be in need of help for credit assistance in a place other than Maui and we want to help you. We will do our best to help any residents of this beautiful state. Everyone deserves someone to represent them during bankruptcy.