Debt Settlement

Debt Settlement

Our Office is the Right Place to Get Debt Settlement Services on Maui

Our main purpose is to help people on Maui avoid bankruptcy and become debt-free.  Besides Chapter 7 and Chapter 13 bankruptcy, our reputable law firm on Maui also provides debt settlement or debt negotiation services when bankruptcy is not a good fit.  We are one of the few Maui Law firms offering debt settlement services, and we have a strong reputation and years of success helping our clients reduce, negotiate and ultimately settle your debts for some agreed upon discount.

Skilled Debt Settlement Attorneys

When you make your mind up to work with us,  one of our experienced lawyers and/or staff members will speak with creditors on your behalf and will negotiate to reduce interest, penalties and yes, even the principal balance. In addition, your creditors will be asked and forced in most instances to communicate with your lawyer instead of you.

We can help to minimize your credit card debt, bank loans, medical bills, repossessed car debts and

  • Avoid bankruptcy
  • Interact with your creditors on behalf of you.
  • Let you take full control of your financial future.

Maui Debt Settlement

Bankruptcy is Not the Only Option

Our debt settlement or negotiation services are not the same as Consumer Credit Counseling, whereby you pay your creditors back in full with an adjusted interest rate over five to seven years.  Our team executes genuine debt negotiation plans, abolishing 40-60% of the money you owe.

Believe it or not… there are many clients who contact us after they have already spent up to 2 years with Consumer Credit Counseling programs on the mainland. They end up finding that they aren’t any closer to becoming debt-free.

Generally, if you are eligible for our Debt Settlement program, you are likely to get remarkable settlements in principal and interest. Moreover, you don’t file bankruptcy and still eradicate a great part of your debts within 30, or even fewer months.

We Deal with Your Creditors Instead of You

Yes, you hear right. When you are working in paying your debts pack via our Debt Negotiation program, collection agencies are forced to communicate with your debt settlement attorney on your behalf.  So, you can have great peace of mind, and get relief from the stress of dealing with creditors.

What Actions Collections Agencies Can’t Take?

Well, a collection agency must avoid taking the following actions under the “Fair Debt Collection Practices Act”-

  • Third-party interactions

The collection agency can communicate with third-parties to find the debtor.  But they can’t discuss the reason they are calling and discuss the debtor’s delinquencies.  Moreover, collection agencies can’t interact with third-parties through correspondence using symbols or words that deceive their collection purpose.

  • Debtor interactions

Collection agents can’t communicate with debtors after 9.00 pm or before 8.00 am. In simple words, they can’t contact debtors at inconvenient place or time.

  • Abuse

Collection agents can’t abuse or harass debtors at all. In other words, they can’t use violence or threaten debtors, and they are not allowed to use profane language. Plus, they can’t publish the name of the debtor on a “blacklist”.  In fact, collection agents can’t interact with debtors directly if an attorney represents that debtor or the debtor provided permissions to do.

Have Further Doubts Regarding Maui Debt Settlement? Give a Call Us Now!!

We are only a phone call away from you achieving all these benefits.  So contact us today, and get on the road to becoming debt free!!!