You Need Guidance To Get Through Bankruptcy
Have you ever considered bankruptcy but didn’t go through with it because it seemed too overwhelming? In a situation like this, you need to consider seeking out expert bankruptcy guidance? With that, you can make a final decision on not only if bankruptcy is right for you, but how it is going to impact you personally.
Will you need to liquidize your assets entirely through Chapter 7 or will you be able to pay off your debts in lump sums through Chapter 13 bankruptcy? With expert bankruptcy guidance at Blake Goodman we can not only figure out what your immediate plans should be, but what plans you should be making for the future as well.
Bankruptcy is not something that can be handled alone. It needs an expert lawyer and financial team to handle the proceedings and guide you through the entire process. This is where Blake Goodman and his team on Maui can help you.
You shouldn’t take bankruptcy lightly and that’s why you need to hire the best of the best. With decades of experience and thousands of cases under his belt, there is no one more qualified to handle your bankruptcy than Blake Goodman.
Why choose Blake Goodman
There is no one better to provide guidance for you during bankruptcy than Blake Goodman. Not only because of our experience, but because of our goal to make sure that you are consistently receiving the best service for when you are going through bankruptcy.
Your expert guidance needs to be more than just a team that can get the job done. It needs to be someone that cares about you as a client. We make sure that everyone who works with us is satisfied. We offer a satisfaction guarantee because we want to make sure that when you are finished with your bankruptcy case that you aren’t left feeling like there is no hope for your future.
Bankruptcy is not the end of the world. It is a chance to push the reset button and take on a new financial future. It was created so you would not have to spend the rest of your life swimming through debt.
What are the benefits of bankruptcy?
Benefits in bankruptcy? It sounds like crazy talk, but bankruptcy was made to help you and as such there are benefits to it. This is part of our expert guidance. We walk you through not only your bankruptcy proceedings, but we do so in a way that helps you great understand how this is helping you not ruining your life.
Debt collectors stop calling you
When you hire us to begin giving you expert bankruptcy guidance it means that we are your official legal representation for your financial situation. So those annoying debt collection calls that you receive all day? They no longer go to you they come to us.
Once a debt collector has been informed that you have received legal representation they must call that representation when it comes to any debts to your name. This means that you are safe from being harassed all day by these collectors and can instead focus on what’s important in life.
You will need this focus because you are likely going to go undergo a lifestyle change as you work through bankruptcy. Whether it’s Chapter 7 or 13.
Your life can improve for the better
Imagine a world where you have no debt. You can purchase a car without worrying about how you will make payments. Your home expenses are nothing more than a mortgage payment and nothing else. Every payment you make is towards paying something off and not towards paying off a bill that is late.
While bankruptcy is going to be rough for a bit there is a light at the end of the tunnel. It’s a light that has no debt. Whether your debt is removed via Chapter 7 or it’s paid off via Chapter 13 you will eventually have no debt to your name.
This means that you will gain the opportunity to live a life with no debt and in turn, build up items like your credit score. As your credit score increases those frustrating extra expenses like interest rates will decrease. You can only do this however if you become debt free. Sometimes the only way to do that is to go through bankruptcy.
The guidance we provide
Our team can provide you expert guidance on all aspects of finances such as debt negotiation and tax resolution, but when it comes to bankruptcy there are two in particular that you need to be aware of. Chapter 7 and Chapter 13. While both are considered bankruptcy and will remain on your credit score for at least seven years, the way they work and the guidance you will need when going through both differ greatly.
Chapter 7 bankruptcy typically involves a liquidation of assets so you can pay off your debts through your valuables. This does not mean you are going to lose everything, but you will need guidance on how you will go through that liquidation process.
We can provide you guidance on going through that process and how it will impact you financially. It’s going to be very difficult at times, but you will get through it.
What’s important to remember with Chapter 7 is that, once you are free of your debts, it’s a completely fresh start. So if you reached this point because you struggled to maintain credit card payments well you now get a chance to prove that you have made strides to not overspend.
We can give you guidance on how you should best handle your financials after Chapter 7 bankruptcy. This can include purchasing a home, receiving a credit card, and getting a car loan. While going back in to “debt” may sound scary these are all good debts that when managed properly can lead to higher credit scores.
Chapter 13 bankruptcy is when all of your debts are rolled into a lump sum and then paid off in monthly payments. It’s an opportunity to have your debts organized and we can help guide you through the best method for staying on top of and making those payments.
Stop living in fear of your debt. Bankruptcy may be scary, but we can expertly guide you through your bankruptcy case so you come out the other side financially stronger. If you are ready to re-take your financial future then give us a call or use our online contact page.
Nobody should have to live in fear of their finances. At Blake Goodman we desire to help you and make sure that is no longer the case. Bankruptcy is not going to ruin your life and with our guidance, we can prove that.
Not in Maui? Come see our other offices!
At Blake Goodman, we strive to help as many of you as possible. This is why we have offices in not only Maui, but in O’ahu as well. Be sure to check out our other website DebtfreeHawaii.com to read about our other locations.
You may be in need of help for bankruptcy in a place other than Maui and we want to help you. We will do our best to help any residents of this beautiful state. Everyone deserves someone to represent them during bankruptcy.